Experienced Michigan Debt Liquidation Attorney Helping You Find Debt Relief
Trying to deal with an overwhelming amount of debt can feel like a climb that cannot ever be completed. If you are dealing with financial burdens, a good bankruptcy attorney will work with you to find a debt relief option that is best for your situation — including avoiding bankruptcy. At our law firm, we are here to help you find the relief you need.
We are The Law Offices of Sean Patrick Cox, PLLC, and we represent individuals in consumer bankruptcy law matters, including Chapter 7 and Chapter 13 bankruptcy, throughout the state of Michigan. Attorney Cox has more than 16 years of experience and is prepared to advocate for your best interests. You should know that filing for bankruptcy should not be a source of shame or embarrassment. Bankruptcy is a common solution that thousands of people use every year in Michigan and the United States.
What Is Chapter 7 Bankruptcy?
When we explain Chapter 7 to our clients, we refer to it as total liquidation bankruptcy. This means you wipe away all of your debts and get to start on a fresh path, including credit card bills, medical bills and other unsecured debts. If you are current with your home mortgage payment, you can even keep your home. Chapter 7 is a good option for an individual wage earner who does not own a business or a significant amount of assets.
Certain debts cannot be discharged when you file bankruptcy, including child support, spousal support and other support obligations. In very rare circumstances, student loans and IRS tax debts can be discharged.
What Happens When I File Bankruptcy?
As soon as you file bankruptcy, wage garnishments, creditor harassment and home foreclosure stops. This gives you the breathing room you need to get back on your feet and alleviate the stresses of dealing with insurmountable bills. It is a common bankruptcy myth that you will lose everything you own if you end up filing bankruptcy. Unlike what most people think, you will likely not end up losing anything if you work with an experienced bankruptcy lawyer. This is where we can help.
Serving Martin, Portage and Grand Rapids: Chapter 7 Bankruptcy Attorney Sean Patrick Cox
While bankruptcy is not right for every individual, it is right for some people. When you meet with us for your free initial consultation, we will sit down and determine the best course of action. Contact our firm today online or by calling 269-205-6510 or 616-723-9365 to schedule a free consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
